STEP 3: Once you have the required credit score, savings for a down payment and a list of all your outstanding debt obligations via your credit report, you can assess whether you are ready and able to purchase a home. It’s important to have a sense of how much you can reasonably afford—and how
STEP 2: The next in preparing for your home purchase is to save up for a down payment and closing costs. Down Payment When you purchase a home, you typically pay for a portion of it in cash (down payment) and take out a loan to cover the remaining balance (mortgage). Many first-time
Don’t wait until you’re ready to move to start preparing financially to buy a home. If you’re like the vast majority of home buyers, you will choose to finance your purchase with a mortgage loan. By preparing in advance, you can avoid the common delays and roadblocks many buyers face when
Finally, in this series, here is a list of the kitchen trends for 2018. While white kitchens will remain popular in 2018, expect to see more color this year in everything from cabinets to tile to appliances. 1. Two-toned Cabinets Two-toned cabinets are quickly overtaking the white-on-white
Now in our series, we are ready to focus on Bath Trends for 2018. 1. Neutral Tones Neutral shades will continue to dominate in the master bathroom as homeowners seek a soothing and relaxing retreat atmosphere. But expect to see more options than just white. Shades of brown, grey, blue, green
We frequently get questions from clients who are taking on decorating and remodeling projects and want to ensure their dollars are invested wisely. Which looks will last for years to come, and which ones will feel dated quickly? What colors and styles are most popular among buyers in our area?